Before you talk with a junior financial planner, please read my story.
I m still very young in many aspect. Compared with many people, I m just a little boy. like a boy learning to walk, they must try many times before walking well.
One year ago, my emotion become very frustrated after start work(09/2012). React very large to most of things. I guess it is quite usual for a fresh graduate, especially my job duty. it is damn difficult to survive in the first year with ZERO family support. imagine one thing, How can seek first part of potential clients? Since my sales result keep lower than the basic requirement, I can not get any salary for first 10 months. 10 months.... you can not expect how poor my live was. Each time i found my result can not meet the quota which is accumulated per months, I want to die and dun know what should I do in next month. I have to listen Christian Poem to encourage myself to keep run. I dun know how to explain my income schemes to my mum and my girl. Just keep promise that I will bring money to you mum.
Thanks god, a sweet angel in office keep encourage and remind that I m just saving money in the company. Yes! I did saved a big amount of money in company. But I need it at this moment. Be honest, I never expect I have to keep fighting for 10 months to gain my first income. the situation force me to borrow money from my leader to keep basic expense around $3k each month. I have won a first prices in a lucky draw of annual dinner. This help me a lot. Well, McDonald is my favorite at that period
I have to keep this secret until I become stable. Because I don't want my fd and client worrying my status.. You know, it hurt my ego. when I see the ppl to do the Tithing(1/10 donation) to the church. I feel shame. As a university, how come I keep no salary to do my work. I m deserved it. I dun mind my work is volunteer. However, I did minded I can not look after my family and even offer dinner for my girl.
All the thing is passed. I get a not bad result per months after 10 months. I have built up my first pool of clients(~40 ppl , 85% is near my age). When I look back my history, You may say I have passion but I thought I m really crazy enough. My fd dun believe I can live without any salary. But I m that kind of person, I must commit it if I find it is very important. That's why only a half of ppl survive in this field after one year. And only a few financial planner keep this work as their whole life career. Because it is really really tough and challenging at sometime. I just experience this period first.
